Financial Planning Capabilities Table
| Life event | Financial Concerns |
|---|---|
| Retirement | Retirement Income Needs Closing an Income Gap Social Security Retirement Benefits and claiming strategies |
| Forming Relationships | Getting Married Merging Money and Integrating Benefits Prenuptial Agreements |
| Estate Planning | Creating Wills and Trusts Life insurance Estate tax strategies and multi-generational planning |
| Severing Relationship | Dealing with Divorce Insurance Concerns Replacing Health Insurance |
| Children & Education | College Saving and Lowering Costs Financial Aid, Education Tax Credits Teaching about borrowing, investing and giving |
| Job related | Evaluating the company’s investment programs and benefits What to do with former 401(k) Handling 401(k) distributions upon leaving work |
| Buying a Home | How much can I afford & down payments Getting pre-qualified and checking your credit |
| Selling a Home | Evaluating the offer Tax consequences and strategies Reinvesting proceeds |
| Caring for Loved Ones | Caring for Aging Parents Housing Options Long-Term Care Insurance |
| Loss of a Loved One | Settling the estate and dealing with their finances Eligibility for Social Security Survivor’s Benefits Collecting Life Insurance Benefits |